Debt Collection
Bankruptcy Part 1 - Read FIRST
If you are thinking about bankruptcy, PLEASE read the articles listed below FIRST. What kind of bankrupcty you file makes a big difference. The rules are VERY confusing and if you make a mistake...
Can Creditors Take My Social Security?
As a general rule, creditors cannot take (“seize”) Social Security benefits, even if they have sued you and gotten a judgment against you in court. There are, however, some limited exceptions...
Choosing and Using Credit Cards
What should I look for in a credit card? In choosing a credit card, think about how you plan to use the card. If you intend to use the card for current expenses and pay it off each month, you’ll...
Co-signing a Loan for Someone
What are my responsibilities if I co-sign a loan for someone? If you co-sign a loan for someone else, such as a friend or family member, you are responsible for the debt just as your friend or...
Credit Abuse Resistance Education Program
To educate young people -- particularly college students -- about the pitfalls of credit cards and debt spending, and about debt prevention and getting out of debt.
Identity Theft Information
ARE YOU A VICTIM OF IDENTITY THEFT? HELP IS AVAILABLE! Have you been turned down for credit, even though you have always paid your bills on time? Did you get a demand letter or collection call...
Institute of Consumer Financial Education
The nonprofit ICFE makes available financial information and personal finance education, credit education courses, debt management education, bankruptcy education, savings and investment...
Newcomers Guide to Managing Money
The link below is a great resource for people new to the US. It is in multiple languages!
Repossession of Your Property
What is repossession?
Repossession is when the creditor takes property from you when you are behind in your payments for that property, or for some other property.
What gives someone the...
Tips for Handling Telephone Collection Calls
People with financially problems are often flooded with calls from creditors. Nobody likes getting collection calls. Sometimes these calls can help fix disputes and establish reasonable terms of...
Tips for Paying High Medical Costs
Fifteen tips to paying medical bills BEFORE you use a credit card. This is a web site that tries to get you credit cards BUT we link to it because the 15 tips are very good.
When Debt Collectors Contact You-Your Rights Under Federal Law
What is a Debt Collector? Debt collectors are businesses or persons who collect debts on behalf of others. Most debt collectors are professional collection agencies. Collection agencies are often...
