Credit
Choosing and Using Credit Cards
What should I look for in a credit card? In choosing a credit card, think about how you plan to use the card. If you intend to use the card for current expenses and pay it off each month, you’ll...
Co-signing a Loan for Someone
What are my responsibilities if I co-sign a loan for someone? If you co-sign a loan for someone else, such as a friend or family member, you are responsible for the debt just as your friend or...
Credit Abuse Resistance Education Program
To educate young people -- particularly college students -- about the pitfalls of credit cards and debt spending, and about debt prevention and getting out of debt.
Credit Reports
What is a credit report? Credit reports (also known as Consumer Reports) are issued by credit reporting agencies. These agencies keep a file on a person’s credit history. The agencies sell the...
Credit Scoring
What is a “credit score”? A credit score is a number used by Credit Reporting Agencies. A score is assigned to every person who has a credit file. In other words, you probably have a credit...
Firmar conjuntamente un préstamo
Este panfleto es para información sólo. NO es un consejo legal. Para recibir consejo legal, consulte con un abogado privado o con un abogado de la oficina de servicios legales más cercana.Las...
FTC-Free Credit Reports
Federal Trade Commission (FTC) information for the public about free credit reports.
How Can I Correct Errors in my Credit Report?
The federal Fair Credit Reporting Act gives you important rights to dispute and seek correction of an inaccurate credit report.What should I do when I find an error in my credit report? Send the...
Identity Theft Information
ARE YOU A VICTIM OF IDENTITY THEFT? HELP IS AVAILABLE! Have you been turned down for credit, even though you have always paid your bills on time? Did you get a demand letter or collection call...
Institute of Consumer Financial Education
The nonprofit ICFE makes available financial information and personal finance education, credit education courses, debt management education, bankruptcy education, savings and investment...
National Foundation for Credit Counseling
As the nation's largest financial counseling organization, the NFCC Member Agency Network includes more than 600 community-based offices located in all 50 states and Puerto Rico. NFCC Member...
Newcomers Guide to Managing Money
The link below is a great resource for people new to the US. It is in multiple languages!
Tips for Paying High Medical Costs
Fifteen tips to paying medical bills BEFORE you use a credit card. This is a web site that tries to get you credit cards BUT we link to it because the 15 tips are very good.
Who Can Get My Credit Report?
Does the law limit who can get my credit report? Yes. The federal Fair Credit Reporting Act limits the purposes for which your credit report can be used. Any other use of your credit report is...
